A Study in the Effectiveness of National Public Health Insurance Fund of Government of India ‘Ayushman Bharat – Pradhan Mantri Jan Aaryogya Yojna (PM-JAY)’

  • Sushvi
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  • Sushvi

    LL.M. (Corporate & Commercial Law) Student at Chanakya National Law University, Patna, India

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India took a giant leap towards providing accessible and affordable healthcare to the common man with the launch of Ayushman Bharat – Pradhan Mantri Jan AarogyaYojana (AB-PMJAY) by the Prime Minister, Shri Narendra Modi on 23rd September, 2018 at Ranchi, Jharkhand. Under the vision of Ayushman Bharat, Pradhan Mantri Jan AarogyaYojana (AB-PMJAY) was implemented so that each and every citizen receives his due share of health care. With Ayushman Bharat – Pradhan Mantri Jan Aarogya Yojana, the government is taking healthcare protection to a new aspirational level. This is the “world’s largest government funded healthcare program” targeting more than 50 crore beneficiaries. It was a component of the larger Ayushman Bharat scheme that was launched as per the recommendations of National Health Policy 2017 to achieve the vision of Universal Health Coverage. AB-PMJAY provides a cashless insurance cover of Rs. 5,00,000/- per year for secondary and tertiary care hospitalisation. About 100 million below poverty level families, who were part of the 2011 socio-economic caste census (“SECC”) database list, are slated to be the beneficiaries of the scheme; the government has called it “the world’s largest government funded healthcare program”. The hypothesis of this study will help in examination of the efficiency and effectiveness of the governing principles of Ayushman Bharat – Pradhan Mantri Jan AarogyaYojana (AB-PMJAY); whether the said scheme has accomplished the target of achieving the said objectives or not.


Research Paper


International Journal of Legal Science and Innovation, Volume 4, Issue 3, Page 12 - 30

DOI: https://doij.org/10.10000/IJLSI.111472

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